Porter Airlines, BMO, and Mastercard have come together to launch a groundbreaking travel credit card program, introducing two new BMO VIPorter Mastercard credit cards. This initiative marks the first and only program in Canada that immediately grants airline loyalty benefits to cardholders while providing accelerated travel rewards. Since the announcement of this program in January 2025, over 30,000 Canadians have joined the pre-launch waitlist, demonstrating the high demand for more rewarding and flexible travel credit card options.
A New Era of Travel Rewards with BMO VIPorter Mastercard
The introduction of the BMO VIPorter Mastercard credit card lineup aims to enhance the ability of customers to accumulate VIPorter points and redeem them for flights through their everyday purchases. This program also automatically grants VIPorter Avid Traveller benefits to both primary and secondary cardholders, offering significant travel perks.
Cardholders can take advantage of a comprehensive benefits package, which includes waived annual fees for the first year and an enticing welcome offer of up to 70,000 VIPorter points, potentially translating to $2,400 in value within the first year. Additionally, the cards provide a Airlines more rewarding structure for earning points, along with valuable personal travel benefits.
Detailed Benefits of the BMO VIPorter Mastercard Lineup
BMO VIPorter Mastercard
- Earn 2 points per dollar spent on Porter flights.
- Earn 1 point per dollar spent on transportation, gas, groceries, dining, and hotel accommodations.
- Earn 0.5 points per dollar spent on all other purchases.
- Automatic VIPorter Passport Avid Traveller membership benefits, which include:
- 6 points per dollar earned on Porter flights.
- Dedicated airport check-in.
- Priority security screening.
- Early boarding privileges.
- Priority re-accommodation in case of flight delays.
- Cardholders also accumulate $1 of Avid Traveller Qualifying Spend for every $25 spent on the card, unlocking even more rewards over time.
- Enjoy an annual 35% discount voucher on base fares for up to four people when spending at least $25,000 annually on the card.
BMO VIPorter World Elite Mastercard
- Earn 3 points per dollar spent on Porter Airlines flights.
- Earn 2 points per dollar spent on transportation, gas, groceries, dining, and hotel accommodations.
- Earn 1 point per dollar spent on all other purchases.
- Automatic VIPorter Avid Traveller Venture membership benefits, including:
- 6 points per dollar on Porter flights.
- Dedicated airport check-in.
- Priority security screening.
- Early boarding.
- Priority re-accommodation for flight delays.
- One complimentary checked bag.
- Carry-on baggage allowance for Basic economy fares.
- Complimentary PorterClassic seat selection.
- Earn $1 of Avid Traveller Qualifying Spend for every $25 spent.
- Exclusive annual round-trip companion pass, which allows an additional passenger to fly on the same booking for 100% off the base fare when spending at least $50,000 annually.
Redefining Travel Credit Card Programs
Edmond Eldebs, Senior Vice President and Chief Commercial Officer of Porter Airlines, highlighted the unique nature of this program, stating, “Porter elevates economy travel for all of our passengers, and VIPorter enables loyal customers to enjoy complimentary benefits that enhance their journey even more. While other programs require customers to reach a certain spending threshold to qualify for frequent flyer status, the BMO VIPorter Mastercard lineup grants those benefits immediately.”
By forming this strategic partnership with BMO and Mastercard, Porter ensures that cardholders can instantly access Avid Traveller benefits while earning VIPorter points at an accelerated rate. This program supports Porter’s rapid expansion, which includes growing its fleet and increasing its network across North America.
Jennifer Douglas, Head of North American Retail & Small Business Payments at BMO, emphasized BMO’s role in enhancing the travel experience for Canadians. “We are excited to collaborate with Porter and Mastercard to reimagine the travel rewards experience. The BMO VIPorter Mastercard program provides compelling value and rewards for everyday purchases, helping Canadians achieve their travel and financial goals.”
Diane Miquelon, Senior Vice President, Financial Institutions at Mastercard Canada, echoed this sentiment, stating, “We are thrilled to introduce the new BMO VIPorter Mastercard credit card lineup. This program will allow Canadians to expedite their travel rewards journey with everyday purchases, all while ensuring that each transaction is secure, simple, and seamless.”
Expanding Redemption Opportunities Across North America and Beyond
VIPorter members will find it easier than ever to accumulate and redeem points across Porter’s expanding North American network and its growing list of global airline partners. Currently, VIPorter points can be used for flights operated by Air Transat and Alaska Airlines, providing access to more than 3,000 destinations worldwide.
Key Highlights of the VIPorter Loyalty Program
- Earn 100% of eligible points on every flight purchase, including Basic economy fares (exclusive of taxes and fees). This makes VIPorter the only airline loyalty program in Canada to offer full value for every dollar spent on flights.
- Avid Traveller membership benefits, which offer enhanced rewards and additional perks.
- Flexible redemption options, including both points-only and cash-plus-points redemptions, with no blackout dates.
- Confirmed PorterReserve flight certificates available once members reach $3,000 in annual Qualifying Spend.
- Head Start benefit, allowing members to roll over up to $3,000 in Qualifying Spend into the next year, accelerating their progress toward Avid Traveller benefits.
- Expanded redemption options across Porter, Air Transat, and Alaska Airlines, providing access to a growing network of North American and global destinations.
Exclusive Welcome Offers to Kickstart Travel Rewards
To make this new program even more enticing, Porter, BMO, and Mastercard have introduced special welcome offers for new cardholders:
- Annual fees waived for the first year for both BMO VIPorter Mastercard and BMO VIPorter World Elite Mastercard.
- BMO VIPorter Mastercard new cardholders receive:
- 40,000 VIPorter points.
- A 35% base fare discount voucher for Porter flights in their first year.
- BMO VIPorter World Elite Mastercard new cardholders receive:
- 70,000 VIPorter points.
- A companion pass, allowing a second passenger to fly for 100% off the base fare.
- $1,000 in Qualifying Spend to help accelerate earning potential.
Take Flight with the BMO VIPorter Mastercard Program
This groundbreaking program underscores the commitment of Porter Airlines, BMO, and Mastercard to providing Canadian travelers with more accessible, rewarding, and flexible travel experiences. With Porter’s rapid expansion and ongoing partnerships with global airlines, the VIPorter loyalty program is set to become one of Canada’s most valuable airline rewards programs.
For more details on the BMO VIPorter Mastercard lineup, including terms and conditions, visit: flyporter.com/creditcards.
About Porter Airlines
Since its launch in 2006, Porter Airlines has been redefining economy air travel by providing an elevated passenger experience. The airline’s fleet of Embraer E195-E2 and De Havilland Dash 8-400 aircraft serves a growing North American network from Eastern Canada. Headquartered in Toronto, Porter is recognized as an Official 4 Star Airline® in the World Airline Star Rating®. Follow Porter Airlines on Instagram, Facebook, and Twitter (@porterairlines) for the latest updates.
About BMO Financial Group
BMO Financial Group, the eighth-largest bank in North America, has assets totaling $1.5 trillion as of January 31, 2025. With a 200-year history, BMO provides a range of banking, wealth management, and investment services to 13 million customers worldwide.
About Mastercard
Mastercard powers economies and enhances financial access in over 200 countries. By leveraging innovation and digital payment solutions, Mastercard provides secure, seamless, and efficient transactions that help individuals and businesses thrive.